What You Need to Know When Selling Your Home - Nashville Real ...

Are you considering putting your home on the market? There are many things to consider before placing your home for sale. This video is a great place to start in order to ensure you get the most out of your situation.

The first question you should ask yourself is if you really want to sell your home. I suggest you think really hard about the answer. What are your motivations behind selling? I say this because you may quickly realize that your home is not worth what you thought it would be or that people will not love your home as much as you do. So unless you truly want or need to sell your home I suggest waiting.

The next thing to consider is the price. Are you willing to sell your home in Brent Meade Subdivision at a competitive price? You must price your home correctly to get people in the door. Once they are there, the home will begin to sell itself. Also, the house must be priced correctly so it meets the appraisal price. Appraisers are no longer over pricing homes. This is a huge thing to consider as it may mean pricing your home at a lower cost than you had hoped.

The third thing to think about is that the housing market does not care about your needs. Think about what it would be like to be a buyer. Think about their needs and understand the reasons why they may be responding in the way that they do.

When selling your home you must be coachable. This means that you will be willing to take the advice of your spring hill Tennessee Realtor. Doing your homework on the stages of selling a home is important. However, when you begin to work with a realtor, you should hand over your trust to them. That is why finding a real estate agent that you have a positive relationship with is very important. Just remember that they have your best interest in mind and that they are very knowledgeable in their field.

The last thing to consider is appointment times for showing your home. Are you willing to have your house shown even if the time is not convenient for you? You never know the circumstance a potential buyer is in. They may need to place an offer on a home today. If you say no you may have lost the chance to sell your home to that buyer.

Selling your home is not an easy task these days. Keeping these tips in mind can help you maximize your potential success.

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New study shows why swine flu virus develops drug resistance

Public release date: 29-May-2012
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Contact: Philippa Walker
philippa.walker@bristol.ac.uk
University of Bristol

Professor Adrian Mulholland and Dr Christopher Woods from Bristol's School of Chemistry, together with colleagues in Thailand, used graphics processing units (GPUs) to simulate the molecular processes that take place when these drugs are used to treat the H1N1-2009 strain of influenza commonly known as 'swine flu'.

Their results, published today [29 May] in Biochemistry, provide new insight that could lead to the development of the next generation of antiviral treatments for flu.

H1N1-2009 is a new, highly adaptive virus derived from different gene segments of swine, avian, and human influenza. Within a few months of its appearance in early 2009, the H1N1-2009 strain caused the first flu pandemic of the 21st-century.

The antiviral drugs Relenza and Tamiflu, which target the neuraminidase (NA) enzyme, successfully treated the infection but widespread use of these drugs has led to a series of mutations in NA that reduce the drugs' effectiveness.

Clinical studies indicate that the double mutant of swine flu NA known as IRHY2 reduced the effectiveness of Relenza by 21 times and Tamiflu by 12,374 times that is, to the point where it has become an ineffective treatment.

To understand why the effectiveness of Relenza and Tamiflu is so seriously reduced by the occurrence of this mutation, the researchers performed long-timescale molecular dynamics (MD) simulations using GPUs.

Professor Mulholland said: "Our simulations showed that IRHY became resistant to Tamiflu due to the loss of key hydrogen bonds between the drug and residues in a part of the NA's structure known as the '150-loop'.

"This allowed NA to change from a closed to an open conformation. Tamiflu binds weakly with the open conformation due to poor electrostatic interactions between the drug and the active site, thus rendering the drug ineffective."

These findings suggest that drug resistance could be overcome by increasing hydrogen bond interactions between NA inhibitors and residues in the 150-loop, with the aim of maintaining the closed conformation.

###

The research was supported by the Engineering and Physical Sciences Research Council (EPSRC) through a Leadership Fellowship grant to Professor Mulholland and a software development grant to Professor Mulholland and Dr Woods.

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AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.

Public release date: 29-May-2012
[ | E-mail | Share ]

Contact: Philippa Walker
philippa.walker@bristol.ac.uk
University of Bristol

Professor Adrian Mulholland and Dr Christopher Woods from Bristol's School of Chemistry, together with colleagues in Thailand, used graphics processing units (GPUs) to simulate the molecular processes that take place when these drugs are used to treat the H1N1-2009 strain of influenza commonly known as 'swine flu'.

Their results, published today [29 May] in Biochemistry, provide new insight that could lead to the development of the next generation of antiviral treatments for flu.

H1N1-2009 is a new, highly adaptive virus derived from different gene segments of swine, avian, and human influenza. Within a few months of its appearance in early 2009, the H1N1-2009 strain caused the first flu pandemic of the 21st-century.

The antiviral drugs Relenza and Tamiflu, which target the neuraminidase (NA) enzyme, successfully treated the infection but widespread use of these drugs has led to a series of mutations in NA that reduce the drugs' effectiveness.

Clinical studies indicate that the double mutant of swine flu NA known as IRHY2 reduced the effectiveness of Relenza by 21 times and Tamiflu by 12,374 times that is, to the point where it has become an ineffective treatment.

To understand why the effectiveness of Relenza and Tamiflu is so seriously reduced by the occurrence of this mutation, the researchers performed long-timescale molecular dynamics (MD) simulations using GPUs.

Professor Mulholland said: "Our simulations showed that IRHY became resistant to Tamiflu due to the loss of key hydrogen bonds between the drug and residues in a part of the NA's structure known as the '150-loop'.

"This allowed NA to change from a closed to an open conformation. Tamiflu binds weakly with the open conformation due to poor electrostatic interactions between the drug and the active site, thus rendering the drug ineffective."

These findings suggest that drug resistance could be overcome by increasing hydrogen bond interactions between NA inhibitors and residues in the 150-loop, with the aim of maintaining the closed conformation.

###

The research was supported by the Engineering and Physical Sciences Research Council (EPSRC) through a Leadership Fellowship grant to Professor Mulholland and a software development grant to Professor Mulholland and Dr Woods.

---

[ | E-mail | Share ]

?

AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.

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Rheumatoid Arthritis: Natural Remedies For Everyone - Linksparadise

First?of all, I can realize why you?re seeking a rheumatoid arthritis therapy naturally. The classic remedy alternatives are either inadequate, loaded with unpleasant and unwanted side effects, are questionable ( at?best ) for the long-term safety.

Rheumatoid arthritis involves the same kind of joint inflammation as normal arthritis, however the cause is definitely different. As opposed to?a ?wearing out? of the joint, it is your body?s?own immune?system that attacks and?damages the joint. Thus it is seen?in younger men and women and progresses?more swiftly; rheumatoid arthritis is usually debilitating and deforming and may severely impact your quality of life.

Rheumatoid arthritis-natural therapies should start out with all the underlying cause?of the disease. Mainly because any genuine remedy must?fix that.

Considering that rheumatoid arthritis is definitely an autoimmune condition, the traditional remedy is based on suppressing your immune system. The thought is that in case?your immune System is attacking body, it?must be overactive. I never feel you should be a health?professional to find out the situation there.

Sometime the drugs can do a middling?job of slowing the progression of rheumatoid arthritis, but they have some rather severe side effects-which I?m sure you?d like to steer clear of.

The truth is I?d even go as far as to say if you?re searching for organic therapies for rheumatoid arthritis and you?re tired of receiving unsatisfactory results that you do not feel are helping and only want to find something that works.

Rheumatoid Arthritis Organic Therapies: What?s Incorrect Using the Way Men and women are Handled Now?

So along with the numerous?toxic effects, what many regular treatment options do is suppress the immune System! Naturally it?s a significant component?of staying healthy-?not only does it?protect you from picking up just about every sickness floating around, it?helps to?prevent and fight several diseases, like cancer. Ever wonder why once you see those advertisements on tv for numerous drugs that list all those lengthy side effects afterward and most?have to do with your immune system?

What science is now teaching us is the fact that autoimmune ailments are attributable to confused immune systems, so rather than?threat?your protective system to suppress it wouldn?t it be smarter to?treat rheumatoid arthritis with purely natural therapies?

Wouldn?t it be smarter to empower the immune method than harm it ? Of course.

What has been shown to be?helpful in treating rheumatoid arthritis naturally?are antioxidants: they not only help the appropriate?functioning of your immune?system but they are also excellent anti-inflammatories,?as well as?another giant element of organic rheumatoid arthritis therapy.

While the root?cause?of the inflammation is different, the harm from oxidative anxiety because of a massive number of?free radicals continues to be precisely the same.

Rheumatoid Arthritis Purely natural Treatment options: How Are They Superior ?

I loved science class developing up-learning how things?work and?what make them tick, and so on. But I understand not everybody does so I?ll simply sum up what free of charge radicals are: poison for your entire body. These are attributable to a variety of things in your life-diet, sunlight, the?course of action of aging -and?also develop into one of the numerous?factors that we?suffer from, diseases, like arthritis. Free radicals bring about inflammation, which leads to arthritis, gout , heart issues and strokes and an?number of other prevalent ailments.

Thus in what way or manner?do You?get additional information on treating rheumatoid arthritis?? Just click the link below to find out what one woman found (my mom) and how receiving additional antioxidants in her body modified her health for good. Simply go to Rheumatoid Arthritis: Natural Treatments to learn more.

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Grow your Business with Digital marketing Agency

When time comes to develop your company, it can experience like one of the hardest difficulties you are up against.? In such type of situation digital marketing companies can help to grow your business. Once you recognize what online promotion can accomplish for your business, you will want to work with an organization to get the best possible result for your company.

One purpose that digital PR will help you in growing your business is because it will allow you to connect in several types. Now, you may think this is not genuine because it is not something that you could do it yourself, but you must be thankful for that quite a few of these agencies are dedicated to only this type of factor in the promotion field. Given that they are experienced in this type of promotion, they will be conscious of what truly does well in this category.

Then you will be able to find that your organization can improve as oppose to other.

Another purpose that you need to use a digital agency is because it will help you in growing your organization's following. Now you may think that your organization already has an excellent enough following, but you ought to know that with the limitless development of your competitors that exists the probability are high that you may reduce your position against your competitors. Then you will not have the revenue that you will need to keep improving your organization.

However, when you begin making use of these companies, you will see that the development that your organization encounters is going to be more than what you thought possible. The need to constantly develop your company can seem complicated because of all your competitors you are constantly up against. But, if you need to remain aggressive, especially in the digital world, the levels can seem even greater. It's then that you ought to recognize the way in which a digital agency can online promotion organization can help you create your organization.

Some of the digital agency uses to bid to provide full service but they usually fall short to meet up with them all. Hence before deciding to hire a digital marketing agency to do your business marketing one should make sure that the digital organization is fully outfitted to market and build brand online. It should also be examined that the online promotion organization you are selecting is up-to-date with the most advanced technology and trend in the business that is going to help you stand above your competitors.
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Outsourcing of Business Processes and Trends | Wrinkle Jump ...

Business Process Outsourcing services is a production company initially, but now the service-oriented businesses that benefit from them. Contracted services to third parties in order to eliminate costs, improve productivity and efficiency and to improve the situation. Outsourcing has become one of the most happening trends in the global business world.

Business process outsourcing is the preferred strategy for international trade today. Outsourcing is the ideal way to conduct business in times of economic crisis in a recession is when a drop in income was enough. Thus, it is important to reduce costs and save money as much as possible. Many advantages can be gained by outsourcing firms to foreign companies, foreign companies because it helps to focus on their core business. In a competitive world, outsourcing data entry is one of the most popular terms in the BPO industry. With the outsourcing of data entry work, people can easily access to experienced professionals and advanced technologies. Services include data entry, easy access to alphanumeric text input on the issues, and most providers use advanced software to provide quality services. Social media allows companies to reach a wider audience base online. Social networks allow you to respond quickly to their customers, more importantly, it takes the right strategy and planning.

Virtual Administrative Assistant brings the same level of skills and knowledge as a personal time, be real. Hiring virtual assistants when it seems cheaper than hiring a permanent employee is not required to pay school fees and benefits. In addition, he will not spend on provisions such as labor, materials and space technology. Today, outsourcing data entry has become much more accessible and a growing trend. It was the perfect solution for additional storage costs and reduce resource costs and increase the capacity and effectiveness.

Social Media for companies has allowed many companies and organizations to reach the target number and then feedback to consumers and businesses. Social media increases brand awareness, web traffic, as well as the creation of high quality and important change. Business Process Outsourcing Services allows you to use state-of-date technology and resources to reduce costs. In addition, the BPO companies have the necessary knowledge about the risks associated with the business and can handle a variety of important tasks that are not effective, and from time to time. They also provide a rigorous quality control, a sign of labor and a high level of customer satisfaction.

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Real estate market conditions: May 28, 2012 | Randall Brennan ...

May 29th, 2012 \\ Market conditions, Randall's View, Real estate information \\ Tagged: Denver real estate, economy, foreclosures, listings, market conditions, Market Monday, real estate, real estate investing, real estate market, real estate market conditions

Real estate market conditions have continued to improve here in the Denver area and around the country.

National real estate market conditions

Let?s start with some of the national data. In short, the national housing market is showing some real signs of strength. Take a look at these numbers from the National Association of REALTORS? Existing Sales Report for April:

• Sales are up 10% from 2011
• Prices are up 10.1%
• 30-year interest rates are down almost a full point
• The inventory of homes for sale is down?almost 21%
• Percentage of distressed sales (foreclosures and short sales) is down 9%

Those are some pretty amazing numbers, considering that a year ago, we were only starting to get a hint that real estate market conditions might?be starting to rebound, and some were thinking it would take until 2014 to see any real improvement.

The National Association of REALTORS reports that the April 2012 improvements in the real estate market conditions were broad-based, and seen across all regions. Standard and Poor?s Rating Services, though, estimate it will take almost four years to fully clear up the ?shadow inventory? of distressed homes and bring that part of the market to ?normal? levels. (The shadow inventory is made up of homes that are in the foreclosure system, but are not yet on the market.)

Predictions published within the last 60 days from the Home Price Expectations Survey,?the Urban Land Institute Real Estate Consensus Forecast, and the Demand Institute?are all showing a slow but steady strengthening of real estate market conditions. Between now and 2014, they all show increases to about 3% annual growth in home prices.

Most telling of all, though, is this chart of the changing opinions of some highly-regarded industry analysts. All of them write often on the status of real estate market conditions. Perhaps you?ve even been following them.

source: Keeping Current Matters

Local real estate market conditions

The local (Denver-area) real estate market conditions are generally even stronger than the national real estate market conditions. The situation was similar to previous market conditions. Take a look at these statistics of the Denver real estate market conditions from 10k Research Marketing:

Those are some strong numbers, folks. The real estate market conditions in the Denver area are border-line wacko-crazy. In fact, one of the agents in our office recently reported receiving over 80 ? 80! ? offers on a single listing. When we last saw him, the price of the property had been bid way, way over the listing price. (That leads to some interesting negotiating situations that are outside the scope of this post, but look for them in future posts.)

As an aside, if you are interested in investing in real estate, right now Denver, Douglas, Jefferson and Arapahoe Counties are all reporting less than 2% vacancy in residential properties*. That?s virtually full occupancy, and can be easily accounted for in just people moving in and out. Average rents in those counties are now over $1000 per month, and rose over the previous year in each of those counties except Arapahoe County.?Now is a great time to be an owner in the rental market.

By the way, in case you hadn?t noticed, I?ve added an economic data widget to the site. It shows a series of graphs showing current conditions in a variety of areas, not just the real estate market conditions. I hesitate to tell you where it is, because I?m prone to moving things around, but for now, it?s located on the pages that have a left-side sidebar.?

*Inside Real Estate News, May 25, 2012

So what?s next? Take your pick.

?

Yeah. You should probably do at least one of those things right now.

You can follow any responses to this entry through the RSS 2.0 feed.

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Millions in global aid for Iraq sits unspent

BAQOUBA, Iraq (AP) ? Outside the crumbling elementary school, goats feed on trash strewn across the front yard. Inside, the ceiling is rotting, toilets don't work and students scrunch hip-to-hip behind narrow desks.

Millions of dollars in international aid to build and repair Iraq's dilapidated schools have for years gone unspent. Now, Iraq's government risks losing the funding as the World Bank weighs whether some of it would be better used elsewhere.

The dilemma is one that echoes across the international aid community ? whether to continue financing a government with vast oil resources and a $100 billion annual budget or divert the assistance to needier nations. It also reflects growing frustration over the bureaucratic hurdles and contracting problems that have kept the money from being used.

The spending delays have left buildings like the scruffy al-Min elementary school in the former insurgent stronghold of Baqouba, 60 kilometers (35 miles) northeast of Baghdad, in limbo. It's one of thousands of schools across Iraq that desperately need money for repair.

"The building looks like a prison, not a school," said headmaster Abdul-Karim Mohammed Sabti. "This is not an appropriate atmosphere for learning."

The education aid is a slice of $1.3 billion in grants and loans the World Bank and its donor nations have given Iraq since 2004 to fund efforts ranging from labor and welfare programs to providing emergency health services and protecting the environment. Initially, the money was intended to help rebuild the country after the 2003 U.S.-led invasion that ousted Saddam Hussein. But the bank maintained the assistance as it became clear the country desperately needed help as it faced years of violence.

More than one-third of the overall assistance ? about $469 million ? has yet to be spent and the World Bank must decide soon whether to extend a deadline for several of the programs to close by the end of June, or face losing grants to rebuild schools.

"When we talk with the government, when we talk to the primary stakeholders in the country, we try to explain to them that it is a pity that this money is just sitting where it is and it is not being utilized," said Marie-Helene Bricknell, the World Bank's special representative for Iraq.

Some of the money may have to be given back and distributed to the world's poorest counties if Iraq continues to sit on it, she said.

"It may difficult for us to argue (to keep) it if Africa needs the money, or if there is another food crisis in the world," Bricknell said. "Given the austerity around the world, it may be very difficult."

But World Bank officials in Baghdad also acknowledged the Iraqi government faced tremendous hurdles in trying to carry out the projects. There was no parliament when the first tranche of funding was provided, and the government was barely functional in the years the nation teetered on the brink in civil war.

The projects have picked up since Iraq's new government was seated in late 2010, but bureaucracy and contracting problems have stunted progress.

The World Bank is the latest foreign donor to be frustrated by Iraq's lax use of reconstruction aid. Billions of U.S. taxpayer funds have been wasted on projects to rebuild Iraq since the 2003 invasion. Auditors and prosecutors say much of the money has been siphoned away in corrupt contracts.

U.S. funding for Iraq is also dropping dramatically following the departure of American troops in December. Congress is considering cutting aid to Iraq by 77 percent and slashing what was initially touted as a $1 billion program for Iraqi police that was to be the centerpiece if the U.S. Embassy in Baghdad's efforts to continue training security forces.

In 2005, the World Bank began giving Iraq an additional $508 million in special loans that have little to no interest to try to speed up the development projects. The loans are normally given to the world's poorest countries, nearly half of which are in Africa.

Iraq is not considered a low-income country by the World Bank and normally would not be eligible for the funds. But an exception was made as Iraq struggled to recover from upheaval. A quarter of Iraq's population of 31 million lives in poverty, and 15 percent are unemployed, according to U.S. data compiled by the Central Intelligence Agency between 2008 and 2010.

Iraqi schools provide a stark example of the problem. Less than half of the $204 million earmarked for education programs has been spent.

Baghdad has asked for more time to spend about $16 million that's left from grants issued in October 2004 to rebuild schools. The Bank has signaled it may extend the June 30 deadline for the grant by another year.

With the roughly $44 million that's been spent so far, Iraq's education ministry has built 37 new schools nationwide and upgraded 133 old ones. Thirteen more schools are under construction and are expected to be completed by June 2013. Another 30 schools were built in Iraq's southern marshlands between 2006 and 2009 under a different World Bank program that cost $5.2 million.

All the 37 new schools were finished over the last 18 months, said senior Education Ministry official Saad Ibrahim Abdul Rahim, who is the agency's head liaison to the World Bank. He blamed the yearslong delay on bureaucratic snarls, a slow cash-flow to contractors and a lack of available land in populated areas upon which to build.

But last year, the ministry won approval from the prime minister's cabinet to build schools on land that belonged to other government agencies, and progress was made.

More than 6 million students attend Iraq's 15,000 public schools. Rahim said at least 5,000 more schools are needed to ease severe overcrowding.

Another $100 million was given to Iraq as an emergency education loan to ease crowding and update the curriculum in Iraq's schools. The project began in November 2005. Since then, the government has spent only $11 million and has three times asked for the loan to be extended in order to keep the money. It currently expires in June 2013.

There was initial optimism when the World Bank reconstruction program in Iraq began in 2004, but that vanished as the country spiraled into a cycle of violence with sectarian fighting and an insurgency that killed tens of thousands of people.

"After the collapse of the Saddam regime, there was a strong feeling that Iraq was going to grow and build a lot of projects," Rahim said. "But a year later there was a lot of sectarian conflict, and a lot of problems that caused a huge delay to all of the projects, in all of the ministries, for the reconstruction of Iraq."

Rahim was confident the deadlines would be met as violence ebbs and Iraq edges toward stability.

The Education Ministry spent $6.9 million of the loan funding last year ? more than six times of what it spent in 2010. By comparison, the ministry spent $19,800 from the loan fund in 2008.

"We are on track now and the project is going ahead, and there are no huge challenges or any big obstacles to slow or detail it," Rahim said.

Overall, Iraq had spent nearly $839 million of the $1.3 billion in World Bank grants and loans as of March 31, the latest data available. That money has helped create cell phone networks, improve drinking water for 600,000 people, rebuild and restock hospital emergency rooms, and train dozens of doctors and nurses across Iraq, according to the World Bank.

It has also paid for several studies to strengthen Iraq's government, reduce poverty and provide forecasts for the oil and gas industry through 2030 ? and any spinoff businesses that can create jobs and generate money.

And it has put 80 million textbooks in the hands of students whose numbers are growing every day. Half of Iraq's population is under 18, according to the United Nations, forcing schools to teach classes in morning and afternoon shifts to accommodate all the students.

In Iraq's northeast Diyala province alone, 381,000 students are enrolled in schools, said local education director Jaafar Moween al-Zarkushy.

Of 870 schools in Diyala, 65 were destroyed in sectarian fighting since 2003, al-Zarkushy said. Another 110 schools are about to collapse, and 17 more have been deemed inadequate because they are made out of mud.

"All students need a place to go to be taught," al-Zarkushy said forlornly. "The signs are not encouraging."

___

Associated Press Writer Sameer N. Yacoub contributed to this report. Follow Lara Jakes on Twitter at www.twitter.com/larajakesAP

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Video: Questions raised over calcium intake

A controversial study suggests that women who take too much calcium might have a higher risk of health issues. NBC?s Robert Bazell reports.

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Desperate, like the last day of vacation ? Tri Fatherhood

Dear Izzy, Max, and Kate,

Yesterday I woke up with a sense of desperation. I dreaded Friday all week. Occasionally throughout our fun filled week at the beach, I would think about it, become anxious, and then force myself back into the moment.

To me, the last full day of vacation has always felt desperate. There are things to accomplish. I want to make sure we squeeze all of our week long experience back into that one final day. So, I woke up earlier than usual and walked down to the beach alone. I looked out across the water and breathed deep ? waiting for revelation; One final moment of solitude when I?d be given an answer about where my life is headed. Mostly I just felt the coolness of the morning seabreeze and the sea itself rolling over my feet. I tried to pray, but I kept peeking at the water. I kept glancing down the shoreline imagining old post cards. I remembered what I?d heard one time about God being in the water and in the breeze, and I stopped trying so hard.

I walked back to the house and gently ? accidentally ? woke everyone up. We went to the beach earlier than normal. We swam, took a kayak into deep water, dug holes, built castles, and searched for shells underwater. I sat in the sand letting it cover me, appreciating it?s coarseness.

We went to the pool and did eveything that we?d learned was fun there. Max, you jumped in from the side and touched the bottom. Kate, you swam with your face in the water. And Izzy, you practiced your gymnastics routines underwater.

After lunch we did it all over again. Hours at the beach. Hours at the pool. Everyone exhausted. Everyone sunburnt one last time.

By 5:00pm I was alone with my feet in the water again. That desperate feeling somehow still clinging to my spirit. The week was over. It was a great vacation and I?m not sure we could have squeezed in any more fun than we did. I went underwater and closed my eyes tight wondering one last time about life and what it holds for us down the road. I let it wash over me. I walked back to the house with Papaw.

We went and had frozen custard and shaved ice at Seaside as the sunset.

I think life can be like the last day of vacation sometimes. We seek rest. We find ways to relax. But in the end we?re desperate for one final moment. Rest, relax, but seize those moments when you can.

I?ll send you kids more pictures and tell you more stories soon. We?re driving home to Tennessee soon, so I need to wake you up for one final trip down to the beach. One final dip of our feet in the water? and one final breeze across our faces ? until we come back?in August.

Love,

- Daddy

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Recent college grads face underemployment, debt

A 2009 graduate from the University of Minnesota. (MPR Photo/Tim Post)

Guests

• Catherine Mann: Professor of global finance, Brandeis University
• Charley Stone: Project director, John J. Heldrich Center for Workforce Development at Rutgers University

Resources and Links

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The classes of 2006-2011 continue to face underemployment and overwhelming debt, according to a Rutgers University study released last week on workforce trends.

Chaley Stone, a lead researcher on the study, says that debt is now part of the college experience and that it affects job and career decision graduates make. Many graduates are also wishing they would've picked a different major with more job-ready skills.

From the report:

Many graduates, nearly two-thirds, reported that they would have done something differently in college if they had to do it over. Almost 4 in 10 said they would have been more careful when selecting their major. When asked which major they would have chosen instead, 40% of the sample said they would have chosen a professional major, like education, nursing, or social work.

Stone will join The Daily Circuit to talk about the study and what this means for recent college graduates. Catherine Mann, professor of global finance at Brandeis University, will also join the discussion.

VIDEO: For New College Grads, Jobs Outlook Better but Far From Great

Watch For College Grads, Jobs Outlook Better but Far From Great on PBS. See more from PBS NewsHour.

KERRI'S TAKEAWAY

Internships are essential to get an edge out of college.

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preemption truthfulness: News and Society -Crime News Blog ...

Once again, we've been knocked asunder with news about another high school shooting. What is the answer? Anger seems to be on the rampage in our society, especially in adolescents. Perhaps we need to take a many pronged approach to this situation. Let's consider several possibilities.

1. Reduce violence in the media. Since the 1980's, killings, rampant sex, and explicit horror have all proliferated in TV programs. Horrific portrayal of hideous acts have increased exponentially.Videos and cable were coming into their prime, and censorship of TV programs began to go by different rules in an effort to compete. As a result, more and more violence and sex began to show up on television. We've had a whole generation exposed to escalating levels of aggressive acts and sexual promiscuity. They've become desensitized to human suffering and to basic morality. Adding injury to insult, the portrayal of horrible acts has become more and more blatant and offensive. One can hardly turn on the television without witnessing the worst kind of visceral horror. Skeletons are blackened with days of decay; blood abounds everywhere; and our senses are slayed with escalating levels of heartless actions.

2. Enforce stricter gun control. But I don't think this is the only answer. We need to reach troubled youth with heart and spirit changing beliefs. Young boys in particular tend to become disenfranchised when their lives are ripped apart. Make every effort to address issues of anger and shame in our young people. Boys tend to act out their anger. Girls turn in inward. Both are extremely detrimental.

3. Get back to spiritual basics. Statistics show that church attendance is at an all-time low. In Europe, two percent of the population attends church regularly. Spiritual institutions are kept open for tourists, not residents! This is sad. In 1991, weekly church attendance was at 49%. Today it's at 40%. There may be a direct correlation between the decline in spiritual activities and crime. This is debatable at best, but the lack of conscience formation may be a factor.

4. Get young people involved in wholesome activities. Sports, music lessons, dance lessons, and karate all come to mind.

5. Do everything to steer young people away from addictions. Get them involved in anti-drug programs. Talk to them routinely about the dangers of drugs and alcohol. Chemical dependencies cause huge problems in individuals, families, and communities.

Readers, I welcome additional ideas.

I'm Barbara Altman
Raised in an alcoholic home, I became depressed and riddled with anxiety at an early age. In an effort to build a good life, I turned to my love of classical music for comfort, financial resources, and a place in the community. Over the years, I have dealt with depression in a variety of ways, from counseling to alternative and traditional healing modalities. One of the purposes in my life is to convey hope to those who have suffered from depression and I hope to do this in my writings and in speaking engagements.

Article Source:http://EzineArticles.com/?expert

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Advantages Of An Open Source Shopping Cart | Stop Military Aid

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Venture Capital Investment Competition 2012 ? MBA Blogs ...

So the saying goes, ?if you tell me I will forget; if you show me I may remember; but if you involve me I will learn.? This has been especially true for all of the Venture Capital Investment Competition (VCIC) team throughout this year?s competition. Bringing together key professional skills and enhancing business acumen, the 2012 VCIC has been the most rewarding part of the MBA course so far. The following summary discusses some of what has become clear to the team through our involvement in and reflection on all aspects of the experience. In short, the VCIC was an excellent learning experience, and very much in-line with the ?learning-by-doing? philosophy of Manchester Business School. And the socialising wasn?t bad either!

Beginning as far back as October 2011, our team, ultimately winning the ?Entrepreneurs? Choice? award at the European finals in Oxford, learned to quickly understand business propositions, evaluate whether they offered an investible business opportunity, if so then draft under what terms the investment should be made, and ultimately recommend how the entrepreneur should proceed.

A further key aspect of the competition was the opportunity to experience several pressurised negotiations with real-time entrepreneurs around a variety of business topics, and then receive specific feedback from both the entrepreneurs and judges at each stage of the competition. This was, perhaps, the most useful learning experience, helping to build skills that are applicable to all areas of professional life.

To touch upon our own experiences, it?s best to go first to what we would do differently. We realised at the beginning of the competition how little we knew about the Venture Capital (VC) industry and about how, where and why Venture Capitalists (VCs) invest. We were initially under the impression that the challenges we would face in the competition were more-or-less constrained to the stated competition rules. This turned out not to be the case, especially when facing interrogative questions from the competition judges ? VC professionals ? about why, how and how much we invested, why we invested under the terms we did, and what we saw as the next steps for the business in question. In short, anything VC-related was ?fair game?, not just the stated scope of the competition.

The key point for anyone in the future is that the entrepreneurs and judges will not treat you like a competition participant or give you any allowance for not being a professional Venture Capitalist. They will talk to you in their dialect and challenge you on the intricate meanings of terminology, which to complicate matters could be dependent upon the terms? contexts. In doing so the competition demands you behave, respond and altogether emulate a realVC outfit. To some extent we did, but if we were to begin again, it would be with the assumption that whilst the competition rules are to be acknowledged, our preparation and decisions would not necessarily be constrained or directed by them.

The 2012 VCIC team with their prize

Where the team did excel is how we worked together. I was continually impressed by the work-ethic, resourcefulness and professional attitude that was displayed throughout the six months of the VCIC. As both the competition and our contextual understanding progressed, a pleasing aspect of the team dynamic was the continual and open feedback ? self-regulation you could call it ? on everything associated with our preparation.

This fostered an approach to everything we did that was mature, established by consensus and involving all team members. I think this was the foundation upon which we impressed the judges at the finals in Oxford University?s Said Business School, as it particularly enabled us to work and appear as united as we were, conduct ourselves inter-personally to a level that belied the short time we had actually worked together, and clearly engaged with the entrepreneurs in an assertive yet diplomatic manner.

A key point for anyone in the future is that the entrepreneurs will judge you primarily based on whether they would want to work with you on their idea that could potentially change their lives, if not so much more. How you interact as a team, and how you conduct yourselves socially and professionally thus matters greatly. I suppose the element to remember for the VCIC is to choose your team members wisely; the team?s character will count for as much, if not more than it does in wider professional life. And I think it?s fair to say that you can learn about technical skills and develop an understanding far more readily than you can learn to be charismatic or genuine, or even likable, all of which are essential to do well in the VCIC.

The 2012 VCIC team representing Manchester Business School was: (from left to right) Torben M?ller, Gareth Wilson, Maanas Varun, Rafael Castelo Branco, Anthony Clark-Jones

This is not to say, however, that to progress, you can rely on a glossy exterior. You can?t. The more granular aspects of the VC industry, what is currently ?fashionable? in VC, and the complex environment in which entrepreneurs and VCs operate must also be understood, at least to the extent of being able to withstand a cross-examination of up to ten competition judges, if not the entrepreneurs themselves. The balance, let?s say, is to maintain a diplomatic, assertive and professional demeanour with this suitability underpinned by a scientific knowledge of the relevant processes, terminology and structures, of which the VC industry has many. Not easy, but clearly not impossible.

On reflection, there perhaps isn?t a winning formula for the VCIC. There is always an element of luck involved in which business propositions need to be analysed and what style of VC the judges follow. Nevertheless, excellent team-work, comprehensive preparation and the ability to remain composed yet assertive when being questioned on reasonably complex information will always enable future MBS teams to do well in this ever-more-popular competition.

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Report: 7-inch Google tablet coming in July

14 hrs.

Rosa Golijan

Last December, Google chairman Eric Schmidt told an Italian publication that the company would ship an Android-powered tablet "of the highest quality" within the next six months. Now a report suggests that a 7-inch tablet, co-developed by Google and Asus, will be hitting shelves in July.

The report comes from DigiTimes ??a tech industry?site known for vaguely sourced reports which don't always pan out ? so we're taking things with a hefty serving of salt, of course.

But where there's smoke, there's often fire?? and there are certainly several signs pointing to a summer release for the mysterious Google tablet.?NPD DisplaySearch analyst Richard Shim previously told CNET that this mobile device was in the works and that a production run was "slated for April" (which would put a shipping date into the early summer).

There aren't many details about the tablet though. Shim suggested that it "will have a 1280x800 resolution 7-inch display," previous reports explained that it will be priced?between $149 and $249.?

That's about all we know for now. Well, that and the fact that whatever happens, the Google tablet will have an uphill battle trying to?win customers away from the top-selling?iPad, and the current Android leader, Amazon's?Kindle Fire.

Want more tech news, silly puns, or amusing links? You'll get plenty of all three if you keep up with Rosa Golijan, the writer of this post, by following her on?Twitter, subscribing to her?Facebook?posts, or circling her?on?Google+.

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U.S. Airways Express attendants in tentative pact

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S&P cuts Tunisia to junk with two-notch downgrade

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Yahoo seeks to shake up search, Web? | Advanced E-Commerce,E ...

SAN FRANCISCO (AP) ? Joining the battle to redefine Internet search, Yahoo is taking aim with a new browser enhancement it calls ?Axis.?

It alters browsers made by other companies to display search results in a more convenient and visual format.

The troubled Internet company Yahoo Inc. released Axis in Apple?s app store late Wednesday. That version will work only on Apple?s iPhone, iPad and iPod Touch. The software also can be installed as a plug-in on most major browsers used on desktop computers and laptops. Apps for other mobile devices are in the works.

A device running Axis can display search results in a panorama of visual thumbnails that can be scrolled through above a Web page. It?s a departure from search engines? traditional presentation of a list of staid Web links that require more navigation and guesswork.

?Searching through links has outlived its utility,? said Shashi Seth, a Yahoo Inc. senior vice president. ?Users are demanding more now because we are all short on time.?

All the major search engines are adopting new formats intended to make it easier for users to find information without clicking through to page after page.

Two weeks ago, Microsoft Corp. previewed an upcoming change that will spread Bing?s search results in three columns, including one devoted to personalized recommendations pulled from Facebook, Twitter and other social networking services.

Last week, Google unveiled a new search feature called a ?Knowledge Graph? that seeks to provide more immediate answers by highlighting information from a database containing more than 500 million entries about people, places and other commonly requested things.

The biggest challenge facing Axis may be overcoming the perception that Yahoo stopped innovating in search when it joined forces with Microsoft and started relying on Bing.

?If it?s good enough and cool enough, people will go out of their way to get it,? predicted IDC analyst Karsten Weide.

Yahoo is counting on Axis to reverse its steadily declining share of the Internet?s lucrative search market and bring it more traffic from among the growing number of smartphone and tablet users.

Its greatest appeal figures to be on mobile devices because users with the app installed can see their search results at the top of the screen just by flicking on whatever page is displayed. The relevant results appear in a ribbon of Web page snapshots, making it easier for users to find the right information.

Much like Google?s Knowledge Graph, Axis draws its results from a custom-built index. Most of the data in the Axis index resides on Yahoo?s own services. If Axis can?t find answers there, it presents links from Bing?s search index.

Yahoo has relied on Bing?s technology since 2010 as part of a decade-long partnership formed to lure users away from Google. So far, most of Bing?s gains have come at Yahoo?s expense, but Yahoo was losing search traffic well before it began leaning on Bing.

Yahoo?s share of the U.S. search market stood at 13.5 percent through April, down from nearly 25 percent five years ago, according to the research firm comScore Inc. Bing holds a 15.4 percent share, up from 9.4 percent five years ago when Microsoft operated a search engine under a different name and system. Google?s share has climbed from 56 percent five years ago to more than 66 percent now.

Yahoo?s alliance with Microsoft gives it the flexibility to offer unique search features, such as Axis, that Bing doesn?t have. Getting people to use its search engine more frequently is important to Yahoo because it keeps 88 percent of the revenue generated from requests made on its service, but none when a query is entered directly on Bing.

The erosion in Yahoo?s Internet market share has been a major factor in a financial malaise that has caused the company?s stock to slump for years and contributed to the management turmoil that has taken Yahoo through four CEOs ? including two interim leaders ? during just the past nine months, when it was working on Axis.

Yahoo won?t show ads next to Axis search results initially, but the company believes the visual format will be ideal for video commercials and graphical marketing.

In an effort to make Axis even more useful, Yahoo plans to store search activity on its servers so users can have access to their past activity on any computer or mobile device where they log in. Axis will accept the logins that people use on Google and Facebook, as well as Yahoo.

___

Online:

Axis plug-in for desktop computer browsers: http://axis.yahoo.com

Axis mobile app: http://www.iTunes.com/appstore

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Hot Demand Sends Auto Plants into Overdrive | RV Business

Automakers are pushing factories and workers to the limit to try to meet burgeoning demand for new vehicles.

USA Today reported that some plants are adding third work shifts. Others are piling on worker overtime and six-day weeks. Ford Motor and Chrysler Group are cutting out or reducing the annual two-week July shutdown at several plants this summer to add thousands of vehicles to their output.

?We have many plants working at maximum capacity now,? says Ford spokeswoman Marcey Evans. ?We?re building as many (cars) as we can.?

The automakers? problem now is one they welcome: It?s hot demand. Sales for 2012 are estimated at 14.3 million vehicles, according to IHS Automotive, up from 12.8 million last year.

Since the boom years when the industry made about 16 million vehicles a year, automakers have slimmed down for the new reality. They have no excess capacity but don?t want to open new plants and risk having to repeat the recent painful and expensive closings if demand falters. They vow never again to have too many factories making too many cars that then required huge sales incentives to move.

As demand rises, they push existing plants and workers harder. ?Some of the folks are working 60 hours a week, week after week,? says Kim Hill, director of economic development strategies for the Center for Automotive Research.?When do you back up against a wall and you can?t run your workers any longer??

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Solar Eclipse Inspires Silly 'Twilight' Tweets

Twilight Tuesday illuminates the funniest Twitter comments about Sunday's eclipse.
By Kara Warner

Solar eclipse in Tokyo, Japan on May 21st
Photo: Bloomberg

Because we're still months away from the release of "The Twilight Saga: Breaking Dawn - Part 2", there's a considerable lull in the world of "Twilight" news. There's a good chance we'll be reading a few "Twilight"-centric headlines on June 3, the day of our MTV Movie Awards, for which "Breaking Dawn: Part 1" is up for Movie of the Year and Best Kiss, but until then, we're playing a waiting game.

However, just because there's a lack of "Twilight"-themed videos and interviews doesn't mean the very dedicated fanbase stops talking about their favorite franchise. And never underestimate the ability of a "Twilight" fan to bring up the subject in any conversation, particularly when said conversation involves a natural phenomenon that ties into Stephenie Meyer's fantastical world.

Case in point: the recent partial solar and lunar eclipses, which inspired so many witty and sarcastic "Twilight"-related reactions and comments via Twitter that they deserved to be the subject of this week's Twilight Tuesday. Here are some favorite tweets on the subject:

"Twilight fans, I hear if you look at the #eclipse tonight you'll see vampires and werewolves frolicking. Or go blind. Whichever," tweeted the clever person behind the often-quoted The Dark Lord (@Lord_Voldermort7) account, a.k.a. the chief villain of the Harry Potter books/film franchise.

Twilight fans, I hear if you look at the #eclipse tonight you'll see vampires and werewolves frolicking. Or go blind. Whichever.

— The Dark Lord (@Lord_Voldemort7) May 21, 2012

@Alvaradomusic offered some helpful advice to a stranger who lamented missing the opportunity to view the partial covering of the sun: "It's cool...just go rent the latest Twilight movie," he tweeted.

Meanwhile, YouTube star Kingsley (jokingly?) admitted that all the talk about the eclipse led him to a revelation of sorts about the third movie in the franchise. "Everybody was talking about the solar eclipse and I was like 'Oh, that's the image on the 3rd Twilight DVD box,' " he wrote.

Dan Munz wins the award for the best reference commentary because his tweet was creative, involved a visual aid and made a funny pun! "Wow, this eclipse is truly stunning. I can even make out a bit of twilight on the edge."

The eclipse to which he referred was a "Twilight" product tie-in on a pack of Eclipse gum. Like I said, it's punny! A funny pun.

Check out everything we've got on "Breaking Dawn - Part 2."

For young Hollywood news, fashion and "Twilight" updates around the clock, visit HollywoodCrush.MTV.com.

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Archaeology: Spectacular tomb containing more than 80 individuals discovered in Peru

ScienceDaily (May 22, 2012) ? A team of archaeologists from the Universit? libre de Bruxelles (ULB) has discovered a spectacular tomb containing more than eighty individuals of different ages. This discovery -- provisionally dated to around 1000 years ago -- was made at the site of Pachacamac, which is currently under review for UNESCO World Heritage status.

Pachacamac, situated on the Pacific coast about thirty kilometres from Lima, is one of the largest Prehispanic sites in South America. Professor Peter Eeckhout -- under the auspices of the ULB -- has been carrying out fieldwork at the site for the past 20 years. The 2012 season resulted in some particularly remarkable discoveries.

The Ychsma Project team undertook to record and excavate a series of Inca storage facilities (15th-16th c. AD), as well as a more ancient cemetery which had been detected during exploratory work in 2004.

It was here -- directly in front of the Temple of Pachacamac -- that the most important discovery was made. A scatter of later period burials was found to conceal an enormous burial chamber 20 metres long ; miraculously, it had survived the pillaging of the colonial period -- which was particularly intensive on this site -- and was completely intact.

The tomb is oval in outline, excavated into the earth and covered with a roof of reeds supported by carved and shaped tree trunks. A dozen newborn babies and infants were distributed around the perimeter, their heads oriented towards the tomb. The main chamber was seperated into two sections, separated by a wall of mud bricks which served as a base for yet more burials.

Inside the chambers, the archaeologists uncovered the remains of more than 70 skeletons and mummies (many of which still retained their wrappings), all in the characteristic f?tal position. The burials represented both sexes and all ages, and were often accompanied by offrenda including ceramic vessels, animals (dogs, guinea pigs), copper and gold alloy artefacts, masks (or 'false heads') in painted wood, calabashes, etc. These items are currently under restoration and analysis. Babies and very young infants were particularly common.

The team's group of physical anthropologists, under the direction of Dr Lawrence Owens (University of London), have posited the possibility of a genetic relationship between many of the individuals, on the basis of certain morphological traits recorded in the skeletons. Certain of the individuals suffered mortal injuries, physical trauma or serious illness.

Previous work by the Ychsma Project has revealed the extensive presence of disease in the Pachacamac skeletal population, leading to the suggestion that the affected individuals had, as testified by Inca sources, travelled to the site in search of a cure: a form of Prehispanic Lourdes.

Professor Eeckhout and his colleagues are currently carrying out laboratory analyses aimed at answering numerous questions that have arisen concerning this discovery, and how to contextualise it within the wider context of the site and the period(s) in question. Were the infants sacrificed ? Were the bodies all interred at the same time as a form of communal burial, or was the chamber reused over longer periods of time like some sort of crypt? Did the individuals come from Pachacamac or further afield? Did they belong to the same family or larger kinship group ? What was their cause of death??

The artefacts found in the tomb date it stylistically to around 1000 AD, although this is yet to be confirmed radiometrically. The importance of the site cannot be overstated: Pachacamac is a candidate for inclusion on the list of UNESCO World Heritage sites. The Ychsma Project benefits from the support of the ULB's Centre for Archaeological and Heritage Research, the ULB Foundation, and from the National Fund for Scientific Research.

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